Building financially empowered futures in South Africa
Financial Futures Foundation NPC expands economic opportunity through financial literacy, entrepreneurship development, SME support and youth employability programmes.
The gap
South Africa’s financial literacy gap remains one of the country’s most significant barriers to economic participation.
Many learners leave school without understanding budgeting, saving, investing, credit, debt management or financial goal setting.
The programme
A curriculum-aligned study guide, and the people to teach it
Developed by Mboma Financial Services, which has delivered financial education in South African schools, including Curro campuses, since 2022.
Financial Literacy Study Guides
Curriculum-aligned material for Grade 10 and 11, covering budgeting, saving, investing, credit, debt management and financial goal setting.
Facilitator resources
Support material so a session runs the same way in every school, whoever is standing at the front of the room.
Community facilitators
Unemployed young people from the same communities, trained and employed to facilitate the sessions.
Monitoring and evaluation
Impact reporting on what the programme changed, not only on how many guides were handed out.
Triple impact
One programme, three groups who are better off
Learners
Grade 10 and 11 learners gain practical financial capability that the current curriculum does not adequately cover.
Youth
Unemployed young people receive skills development and employment as programme facilitators.
Schools
Schools are supported with a structured programme that strengthens the Life Orientation curriculum.
What it teaches
The idea the whole chapter rests on
Money that keeps earning on what it has already earned does not grow in a straight line. Every learner works this out for themselves before the chapter explains it.
Phase one
The Gauteng pilot
Grade 10 and 11 learners across underprivileged schools in Gauteng.
Three-year strategy
Prove it in one province, then take it out
Gauteng pilot
10,000 Grade 10 and 11 learners across underprivileged schools in Gauteng.
Expansion
Into two to three additional provinces.
Scale
Multi-province delivery, positioned for broader national adoption.
How it is structured
A funding platform and a delivery partner, kept separate
Funders support a dedicated public-benefit organisation, while delivery sits with the team that built the curriculum.
Financial Futures Foundation NPC
Holds the funding relationship and is accountable for impact. Its mandate covers financial inclusion, education, entrepreneurship and SME development across South Africa.
Mboma Financial Services
Responsible for programme delivery, facilitator training and impact measurement, and for the curriculum itself.
Partnership
What a partnership looks like
We work with corporates, donors, government and development agencies on financial literacy and inclusion, youth employability, education and skills development, and community economic empowerment.
Presence in the classroom
A sponsored Study Guide carries the sponsor’s brand, reproduced from the sponsor’s own artwork, in every classroom and community the guide reaches.
Content integration
Sponsor products can illustrate practical examples in the Saving & Investing and Borrowing Money Wisely chapters. Sponsor examples are boxed and labelled, and never written in the teaching voice.
Measured impact
Monitoring, evaluation and impact reporting, so the partnership is reported on rather than assumed.
Scope, placement and reporting are agreed with each partner.
Get in touch
Start a conversation about the pilot
15 Acacia Street, Midrand, 1682